April 15, 2012

Corruption Is Why You Can’t Do Your Taxes in Five Minutes

Here’s a chart of Intuit’s lobbying expenditures in Congress, courtesy of Open Secrets. I suspect that some of that nine million dollars of lobbying by that company since 2008 has gone to making it more annoying for you and me to file our taxes.

Here’s what I mean.

In some countries, the equivalent of their IRS sends citizens a form listing what they owe.  In California, the state has a program called ReadyReturn that lets you do this for California state taxes.  You sign it and send it back, and it takes a few minutes. But for most of us, this isn’t how it works.  We gather our tax forms and various banking information, and spend the weekend facing a difficult bureaucratic set of forms, hoping we did it all correctly.  Or we use a costly tax filing service or software.

Candidate Barack Obama promised to end this nightmare.  He said he would “dramatically simplify tax filings so that millions of Americans will be able to do their taxes in less than five minutes.”  The IRS would use information it “already gets from banks and employers to give taxpayers the option of pre-filled tax forms to verify, sign and return.”  Experts, he said, estimated this would save 200 million total hours or work and $2 billion.

You can file this under yet another broken campaign promise.  And why?  Who doesn’t like an idea that is so simple and convenient and just generally helpful?  Well, the large software makers, for one.  Intuit in fact lobbied incredibly hard to kill the California program Ready Return (complete with attacks from right-wing tax groups).  Intuit wasn’t completely successful, but under their pressure, California budgeted only $10,000 to get the word out to residents about the program.

And the risk to Intuit is real – here’s what Intuit said in its investor report, describing risks to its business model.

“Our consumer tax business also faces significant competition from the public sector, where we face the risk of federal and state taxing authorities developing software or other systems to facilitate tax return preparation and electronic filing at no charge to taxpayers.  These or similar programs may be introduced or expanded in the future, which may cause us to lose customers and revenue. For example, during tax season 2010, the federal government introduced a prepaid debit card program to facilitate the refund process. Our consumer and professional tax businesses provide this service as well.

In other words, Intuit will lose a lot of money if the government makes it easier to file your taxes.  So how did Intuit manage to prevent the implementation of Obama’s campaign promise?  Here’s what Intuit had to say about its strategy.

Although the Free File Alliance has kept the federal government from being a direct competitor to Intuit’s tax offerings, it has fostered additional online competition and may cause us to lose significant revenue opportunities. The current agreement with the Free File Alliance is scheduled to expire in October 2014. We anticipate that governmental encroachment at both the federal and state levels may present a continued competitive threat to our business for the foreseeable future.”

What is the Free File Alliance?  It’s a coalition of 14 software makers that have signed an agreement with the IRS to provide tax preparation software to the public.  You see, the IRS was mandated to provide free online tax prep services to the public, so it outsourced this to existing commercial tax preparers.  This agreement was first signed with the Bush administration IRS in 2002, renewed in 2005, and then renewed again under the Obama administration in November, 2009.  Even today, despite the Obama campaign promise and demonstrated success around the world, the Free File Alliance indicates on its web page that “Treasury has indicated it does not want the IRS to enter into the tax software business.”  And Intuit said on its investor report that this alliance “has kept the federal government from being a direct competitor to Intuit’s tax offerings.”

I’ve been emailing back and forth with White House liaison Jesse Lee over the past few days about this.  I’ve asked why the administration has not implemented its campaign promise on pre-filed returns, and I included the information about the Free File Alliance.  The agreement with the Free File Alliance does not in fact preclude the IRS from implementing a pre-filing program, so it’s possible this is in the works.  Jesse Lee replied, “checking on this'”  I’ve sent two follow-up emails, and I’ll let you know what else he says.

(This is part of a series we’re running at Republic Report on how corruption affects ordinary life.  The first blog post in this series was “Corruption Responsible for 80% of Your Cell Phone Bill“).

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  • And I just spent $140 with Intuit to file my taxes–and three or four weekends of four-eight-hour workdays to do it. Grr.

  • Interesting angle on the corruption of our tax system. I had never thought about the lobbying by software firms! I had always focused on the “gerrymandering” of carved out loopholes, incentives, subsidies and rates.

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  • B Franklin
    • Danaceb

      “Offshore tax evasion costs the U.S. jobs and billions of dollars each year, and it puts an unfair burden on the average American taxpayer to make up the difference,” Senator Max Baucus, the Montana Democrat who is chairman of the Senate Finance Committee and a sponsor of the legislation, wrote in an e-mail. “In an era when budgets are tight, it’s critical for the I.R.S. to have the resources it needs to root out tax cheats.”

      what a load of garbage, its capital gains tax evasion at home and government bailouts and subsidies that helps honest Americans IN NO WAY WHATSOEVER that puts an unfair burden on the average American. Those sacks of garbage on capitol hill cannot even give us usable health care for all the tax dollars they extort from us to go to it. Its all one big game too feed the fat private/public racket and these pieces of garbage pass stuff like this as a distraction. Also FYI I am no expatiate, but would love nothing more than to be one, permanently.

      • philipat

        Not forgetting, of course, that large Corporations (Example GE whose CEO Immelt is personal advosr to Obama) pay little or NO Corporate Income tax. Welcome to the United Corporatocracy of America, aided and abetted by the political classes who serve them. Land of the free?

        • mickrussom

          Not only that, they keep the money in places like Ireland and not only no pay taxes, but refuse to hire and grow the business in the USA.

          Its a vicious circle, where it takes only a few countries to create tax holidays and shelters and countries like the USA who have too much debt need to go after people for taxes.

          The key, reduce the debt. Not going to happen. We are in a collapse.

  • You assert: “But for most of us, this isn’t how it works. We gather our tax forms and various banking information, and spend the weekend facing a difficult bureaucratic set of forms, hoping we did it all correctly. Or we use a costly tax filing service or software.”

    However, from the Tax Policy Center:

    “But most Americans have relatively simple tax returns. Nearly two-thirds of us claim the standard deduction and don’t have to itemize our deductible expenses. And 40 percent of us file one of the simpler tax forms: the 1040A or the 1040EZ…”

    So, whose “most” are we talking about here?

    Would taking away all the tax provisions that require “spending the weekend” etc. be your preference? One can always opt to do that on their own: just take the standard deduction and don’t fuss with all that stuff. But the fact is, people fuss with it because it saves them on their tax bill. You can’t have it both ways.

    As for pre-filed returns, you can be sure that they won’t cure the need to “spend the weekend.” They’ll replace the simplest of filing options only. A good idea, but not earth-shattering.

    In short, I find the premise irrelevant. Yes, lobbying may have impeded pre-filed returns, and that’s bad to a degree, but it’s not like everyone must therefore “spend the weekend” or hire those firms doing the lobbying. Those who choose that route do it for their own self-interests more than a mandate.

    Finally, if the point is to argue for a vast simplification in the tax code, I’d only point out that the special interests who preserve all these arcane provisions are much more influential lobbyists than the tax preparation lobby.

    • atwork

      @Trippin, since all information about our total income and most outcome is gathered in many government database, it is totally inefficient and far to expensive to ask the people to submit the information, that they already have in their database.

    • CatKinNY

      While I agree with most of what you said, you skipped the actual point of the article. Whenever the government ‘outsources’ functions to the ‘private sector’, we, the people, pay more for the same service. The Bush administration went hog wild on this practice at the IRS, farming out duties at various levels, and audits, and the tax revenues that go with them, went way down. We are paying these people to feed the info of the less than affluent through some proprietary software that spits out a 1040A or EZ to the IRS, and then ‘loans’ you your rebate for a fee. This all adds up to a lot of money, or these pigs, who supply no value, would not be at the trough. This is a job that could, and should, be done by a few 80K/yr beaurocrats, but instead extracts money for nothing and contributes to the defecit.

    • mickrussom

      Most people pay more in taxes by percentage than folks like Mitt from Bain Capital and his well monied friends. We have simple forms because we pay too much by percentage. The forms are for people working as hard as possible to pay as little as possible so there is more for them and less for everyone else.

      When you get a nation of 300 million doing this its quite devastating to a formerly awesome standard of living.

    • One4uofk

      Welcome my friends, welcome to the new and improved USSAR. Yes here in the united states soveiet american republic we only wish for the rich to be richer and the poorer to be poorer. So if you wish to never pay any taxes again then just run for a party any party and you can party the rest of your life for free.

  • Tgawne

    An interesting point. Certainly whenever someone has a vested interest in something they will naturally lobby for it to continue. But there is something else at work that is, I think bigger even than Intuit lobbying.

    Complex tax forms are a sort of tax on the poor. The rich can afford lawyers and accountants (and increasingly, they are above the law so it doesn’t even matter – ‘robosigning’, anyone?). But imagine a poor person who can’t afford an accountant, and is not trained in law or tax issues and works two jobs and does not have the time to figure it out. These complex forms can really hit them, both in penalties and in overpayments. I am also quite certain that most lower-middle class people are not getting their modest inheritances, because they just can’t figure out the rules. No problemo with a billion-dollar estate. If taxes got simpler I think that the true rate of taxation on lower-earning people would drop…. the horror.

    • willbildsten

      If we want to help the working class, we should make a simple, straight-forward tax code with a $40,000 or so exemption for all tax payers. That way, working families can keep their paychecks but the tax break applies to everyone.

    • Go the an IRS office and they will do it for FREE.. also there are vans that go around certain low-income neighborhoods that do it.. I am a tax preparer myself and don’t mind pointing you to the direction of a free source. Reason why? because some people want a middleman between he government and their money. Because some people don’t have TIME to deal with it even if the information is there.. Remember, everyone can mow their lawn, but many don’t and delegate it to someone else, because there time is worth more then what they pay someone to do it for them. More power to those that want to save money. But don’t destroy an industry because the few losers out there. I’m pro regulation that won’t cost a fortune. It weeds out the deadbeat fake preparers who don’t do people any justice…

      • DrexelLake

        If it were easy more people would do their own.

  • Jels

    I wonder how this 2007 IRS lobbying effort fits in? Sounds like the IRS did more than just “outsource” — sounds like they pretty much handed over the service to the private sector and then promised not to open their own public sector e-filing solution.


  • Interesting angle indeed. And the author didnt even begin to scratch the surface of the complex maze of deductions, most of which exist as a direct result of lobbying efforts. How about we cut all deductions except the most basic, dependents, etc, and adjust the overall rate to bring in the same money.

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  • Yarivnew

    Excellent piece. I have been saying the same for years, since most of my life was spent in one of those country that does not required their citizens to do their own taxes! isn’t that why we pay taxes so the government agencies will just do their jobs instead of making sure privet contractors will make a bundle over a basic service. This crony Capitalism serves the industry – lawyers, accountants and online “free” filing companies – but also make sure that as many people as possible will make errors that will cost them thousands in penalties and interest. Yes by definition his is a scam, or just plain good old corruption.

    • mickrussom

      Most people in the USA pay socialist-level taxation but instead of socialism we get wars. I wonder what it would be like to not have wars and not have socialist level taxation – oh, wait, that’s the principles that made the country actually interesting. Ignoring those principles more and more has seen an end to prosperity and the middle class.

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  • I never thought about the tax software companies lobbying the IRS to keep tax code a byzantine mess so the quickest way to solve the problem is to buy their software.

    Two initiatives I am quite fond of are:

    1) Require legislators at all levels file their tax returns each year by hand without assistance of any kind (software or agency).
    2) Get rid of the income tax altogether and move to a consumption tax. No more income tax filing at all.

    The effect of the first should be pretty obvious, regardless of the outcome. The second is interesting because the number of places to buy goods outnumber people in the country by a factor of 1000. Money eventually gets spent, and it’s a minor detail whether it is taxed when it is made or taxed when it is spent. Compliance costs actually go down for businesses because they already file sales taxes regularly and no longer have to calculate withholdings for employee pay. And with a much smaller collection base, a fixed staff of revenuers can be far more effective.

    • Add to the consumption tax (which we already have as state and local sales taxes in many states) a transaction tax on all stock, bond, security, and while you’re at it, futures transactions and derivatives. It is estimated that $350 trillion changes hands every year in this market. It doesn’t take much math to see that a 1% transaction tax on all that would fund the federal budget. We could virtually eliminate Fed income taxes and capital gains taxes. It seems only fair that the guys who play the games should help fund the government that regulates, nurtures, and provides for the “underlying” assets for all their speculative games.

      • Absolutely agree. Again, these are means of collection that are centralized, and because they are third-party, require conspiracy to circumvent.

    • philipat

      The problem with a consumption tax REPLACING income tax is that it is regressive. That is, it discriminates against the poor who spend most of their income. A Value added tax in addition to a simplified tax code with NO deductions is useful because VAT is an input/output tax, which, therefore, makes it easy to calculate actual as opposed to declared revenues.

      • yes, this is my concern with a consumptive tax. Money simply runs out of the hands of those who live from pay check to paycheck. While those who are in the higher classes, can put it away because they have an enormous amount of discretionary income. Poor people buy their clothes at Goodwill and Walmart – pair of jeans can be $4, while rich people would even walk into a place like these. They will pay over $100 for one pair of jeans. This example exposes the disparity between classes, incomes and spending. Yet everyone buys clothes. Also the amount of time a poor person will keep their clothing verses a rich person is yet another noticeable factor. The poor will wear the same clothing till it is worn out, while rich will wear some clothes once and then give it away. This is issue is so complex, I am grateful that there are people here discussing it. Thank you all for our input.

        • mickrussom

          A large number of the one-percent-class are cheap rats. They buy $4 jeans too. I’ve seen these rats holding onto and hoarding wealth like Scrooge McDuck. They always call them job creators, and while Im far from being anti-rich, the whole system is rigged against the lower and middle classes, quite badly these days.

        • The abstract solution to this is to pre-compensate everyone for the tax they would spend up to some level of spending. In a simplified view, if $1,500 a month were the number decided on, for instance, and there was a total tax of 20%, everyone above age 16 would get a direct payment for $300 every month. The irony in the current situation is most middle class would get a tax break with this number and most wealthy would have a tax increase that they could not avoid through loopholes.

    • I’ve been advocating for #1 for about a decade. That would be a LOT of fun.

    • Would a consumption tax, tax food? Would there be an allowance or minimum credit for clothing? Poor people still have to clothe themselves and buy food. These are essentials in our society. There is a huge difference in the amount the rich pay for clothing verses what the poor and middle class pay. So how would a consumptive tax work? I would so love to see a simple solution. This complex issue boggles the mind of a ‘lemonade stand girl” like me.

      • mickrussom

        Many states exempt from their sales taxes things that are considered necessities, pharmaceuticals, clothing, food, etc.

      • I guess I replied to your other response out of order. By pre-compensating for base tax expenditures before they are spent, the poor pay no tax up to some calculated amount, eliminating the regressive aspects of the consumption tax. Even if the tax was a flat 20% above some certain level of spending (say $3,000 per month), it is still graduated because most middle class do not spend all the incremental income they make above the base amount, so the effective tax rate is a blend of the initial untaxed amount plus whatever incremental spending they make.

        Because there are three parties (the govt, the taxpayer and the seller) instead of just two (the govt and the taxpayer), non-compliance requires conspiracy that would be more easily be uncovered in an audit of the seller, who typically has many vendors and customers. Also interesting is that the underground economy (drug money, etc) gets pulled into the taxpayer base, lowering the rate required for the same total income to government.

  • Jobnkoller11

    Another reason to vote outside of the two parties.

    • Jchapman311

      Senseless. You can do it to make a point to yourself, but other than that, absolutely pointless. Might as well vote for the lesser of two evils.

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  • Eliminate income tax and increase property tax. Problem solved.

    • I like your idea and I’ll go so far as to say that the government ought to tax land and not improvements while eliminating the income tax.

      • Rotts

        Property tax hits elderly who have lived in their homes a long time too hard. Best is a “value added” consumption tax, with a minimal filing to produce a refund for low-income folks. This taxes all the under-the-table income that income taxes miss (such as illegal drug proceeds, etc.).

        • Disqussant

          Does it? Usually, the first few hundreds of thousands of property tax is exempt.

          At worst, the elderly sitting on a more valuable property might need to rent out a small portion of it to pay their obligation. That, to me, doesn’t seem unreasonable. Certainly it’s a small price to pay for a tax that’s oodles more equitable and efficient.

    • mickrussom

      I say property tax the heck out of people with multiple homes. A lot of rats are out there charging backbreaking rents on second or multiple properties and they enjoy lots of deductions through business expenses and in CA prop-13. There are too many greedy people who are trying to put a tollbooth in front of a limited resource everyone needs.

      Homes are not really investments, they rot and have huge loads and carrying costs. They are however infrastructure – similar to roads, your workers and commerce needs them.

  • this would have been a nice boost to the election campaign, too bad he has to spend more time jumping through the hoops of assholes to get his job done at the national level. Now, internationally, he is doing what he needs to do. But, what if there was no political opposition once a president was in office, assuming that said president actually won the election (referencing Bush here of course)…wouldn’t it be nice if they could have the freedom they need to focus on their work and not spend a second fending off the canibals on the other side of the aisle? I’m just saying, Obama can’t get away with looking the wrong direction yet Bush sent us into an economic crisis and people seem to be forgetting the dangers a Republican in office usually causes. I mean, seriously…why are we even wasting our time with an election when this is the man who won a nobel peace prize just for the sigh of relief the world took when he was elected.

    • mickrussom

      He is owned by the bankster cabal and the NWO. All of them are. Taking sides is pointless.

      • Karen_chase

        tTe president isn’t nearly as “Owned” by bankers and corporations as is the Republican Party who even vote against their own ideas in order to make sure that the president fails– instead of working to help solve our problems through cooperation and compromise Republicans have taken a no holds barred, take no prisioners stand to make sure that the presidents policys are not passed– they call him names, lie about him, use inuendo to make it seem like he is “not one of us” and have openly admitted that their goal is not to the help the country out of the economic mess they created but to make Obama a one term president — then they offer Mitt Romney as an alternative– even his own party dosen’t really like him.

        In the last election Republicans ran on a promise to create jobs– they have so far done nothing– yesterday they spent the day passing legislation to allow hunters to bring trophy Polar Bears (an endangered species) into the US– this is what they are doing when they are not concentrating on rolling back the hard won rights of women to control their bodies and to have wage parity with men.

        Thank you Republicans– a wholly owned subsidiary of corporate America– what this graph dosen’t show is where all that lobbying money is going — you can bet the majority is not going to that “:sociialist” in the white house.
        Karen Chase

  • Soorms

    “Treasury has indicated it does not want the IRS to enter into the tax software business.”

    Fuck everything about this. Tim Geithner is the reason Obama failed us!

  • Is Intuit behind TurboTax too? If so, I’m not using it anymore. I’ll struggle through the paper forms myself, or go to H&R Block. Screw Intuit.

    • yes.

      • alwaysthink

        You can do it all online for free if you don’t make over something like 54K. Intuit/Turbo Tax and about a dozen others offer the service. But it takes time.

        The CA online filler is much simpler and was faster to do.

  • Simpletaxes

    I do get my Taxes done in 5 minutes…by using Turbo Tax. It remember all my prior info from past years so filing literally takes less than 5 minutes if you have your info all on hand ready to go.

    Is it costly? Not really, at $20 it’s alot cheaper than paying an accountant. In the process, the current system also creates thousands of jobs in various positions that need to be filled.

    Look at it this way, this “pre-filled out” tax form would ONLY work if you never needed to claim anything, deduct anything, etc. If it is taking the people that don’t need to do any of this more than 5 minutes to do their taxes in the current system, they are mentally deficient. It’s not rocket science. Fill in the amounts from your W-2, do some simple addition/subtraction and voila!, your taxes are done.

    • mickrussom

      “creates thousands of jobs in various positions that need to be filled.”

      No, the current process destroys money that would otherwise be put to productive use (eg, paying a real person to build a real product), and instead transfers said money to a clown helping other clowns push paper around. An alien watching from above would laugh at what percent of our GDP is called productive but its actually anti-productive.

  • David

    Just a few words how it works here in Sweden…. For the “working class hero” you can either sign the prewritten taxform they send to you. If there are any changes You want to add.. then You add it, mostly it is mileage costs between work and home if you go by car (makes lower taxes). Or you do the same thing over internet or with your Iphone or Android-phone. Simple.. All the numbers are sent in from the companys and banks… BUT if you own a company, own forests or makes money on stockexchange ore something like that the fillings of that taxform is more complicated. Make it simple, automated, saves money for the gouvernment on the long run!

  • sleepswithcats

    Whose software does the IRS use when they check our returns? Why isn’t it publicly available?

    • mickrussom

      Because its an inferior error prone product that is written by some lobbyist company where the politician and his friends make boo-coo dolla.

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  • mike deleon

    get rid of the corp tax, replace it with a 1% VAT tax. have all income taxed at the same rate, get rid of the itemized deductions, raise the income limit on Social Security to 500,000.Tax inherited cash as income, but not inherited noncash assets but when those assets are sold the basis would be zero******************************

  • mickrussom

    Some large percentage of our already fake GDP which includes mostly services and non-tangible outputs and other radical loads that mostly effect individuals and small companies is the Domestic Product that is produced from tax law. It was around 10% of the GDP (tax accounting, audits, compliance, etc) or some number was directly or as a result of tax law.

    This country stinks. It is killing the middle class.

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  • Superabound

    This is like your city having a broken sewer system that causes your toilets to constantly back up, and when they promise to fix it, the local plumbing company saying “NO, you cant fix it, it would take business away from us”, and then them paying the government 9 million dollars to promise never to fix the sewers. This is Kickback Capitalism.

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  • CPA

    yes i agreed with your blog posting.


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